"Yes, We Can!' Is Diplomacy, Borrowing is Stimulus . . .
. . . and we all live happy ever after. I think Obama has mastered a sort of two-step that will win as many accolades in the short term as it will ... cure for past massive debt, spending, and cheap money is the tough future medicine of more massive debt, spending, and cheap money. Now abroad we're seeing the same sort of two-step from Obama [more...]
Date: 2009-04-06 17:19:39
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Money Clips: Facebook's betting bunch, Pay my Mortgage, the odds on American Idol, and more
Filed under: Debt , Entrepreneurship , Extracurriculars High Rolling: Facebook is now a leading site for online gambling, attracting 200 million. Money Time : HGTV's latest show has families competing not for big vacations or home makeovers, but money to pay off their mortgages. Desperate times call [more...]
Date: 2009-04-06 20:04:08
Credit Cards - Good News, Bad News
Part of the solution to the recovery from the recession will be to restore confidence in US financial markets ... consumers to consolidate outstanding debt from one or more cards, and cash back cards, which ... accepted and can even lead to a troubling debt conundrum , where debt-to-disposable-income ratio [more...]
Date: 2009-04-07 00:33:22
School Administrator Accused Of Child Porn Because He Investigated Sexting At School
There have been a lot of stories recently about the rise of "sexting" (kids sending naked photos of themselves via mobile phones) and how its leading to child porn charges . It's quite clear that this is an overreaction to the law. Kids definitely need to be educated about doing such things, [more...]
Date: 2009-04-06 20:48:00
Bankruptcy Time Bomb in US and UK Goes Off
Bankruptcies are soaring in the US and UK. With jobs increasing hard to find, the Downturn Pushes More Toward Bankruptcy . The ailing economy continues to pull more Americans into bankruptcy court, where the number of troubled consumers filing for protection soared in March to its highest level since October 2005, [more...]
Date: 2009-04-06 16:00:00
7 Things You Didn’t Know About Me
Ok, I’ve been triple tagged by Yielding Wealth , Good Financial Cents , and Pecuniarities ! I haven’t participated in a meme in a long time but since so many people have tagged me I’ll give it a go. Here are the Meme rules: Link to your original tagger(s) and list these rules in your post [more...]
Date: 2009-04-07 01:00:25
AP eyes news aggregators; Risks exposing its lack of value add
April 6th, 2009 Posted by Larry Dignan @ 5:54 pmCategories:GeneralTags:Associated Press, DefenseLink, ... business model it needs to adhere to two words: Add value. Is AP trying to protect its “industry’ ... for. Don’t believe me. Let’s take a look at your average business day. 1. Just a few minutes ago. AP [more...]
Date: 2009-04-07 00:54:27
Debt
I got my financial aid package for the 2009-2010 school year today and while the good news is that scholarships encompass 35% of the total, the other 65% is loans. Meaning I’ll have to borrow more money this year for school. When I graduate I’m going to have more student loan debt than most people currently owe on their mortgages. [more...]
Date: 2009-04-07 00:31:11
Senate to increase national debt above $13 trillion; Dems looking for political cover…
The Senate must soon increase the national debt limit to above $13 trillion — and Democrats are looking for political cover. Knowing they will face unyielding GOP attacks for voting to increase the eye-popping debt, Democrats are considering attaching a debt increase provision to a must-pass bill, possibly the Defense Department spending bill, according to Democratic and Republican sources. [more...]
Date: 2009-10-22 16:23:04
Ford Announces that it has Reduced Debt by $9.9 Billion
It's not so often that we hear any good news from Detroit's Big 3 these days so Ford Motor Company's announcement that it has trimmed its automotive debt by 38 percent, or $9.9 billion, was a welcome surprise. The American automaker said that the debt reduction that was achieved through "completion of debt restructuring initiatives" will lower [more...]
Date: 2009-04-06 16:06:00
New York Landlord's Portfolio Goes Into Special Servicing
Pinnacle Group Not Meeting Financial Expectations on Upper West Side Portfolio By Mark Heschmeyer April 1, 2009 Standard & ... . The master servicer, KeyBank Real Estate Capital, reported debt service coverage of 0.36x ... $2,000 per month and the tenant income exceeds $175,000 for two consecutive years. New York state [more...]
Date: 2009-04-07 00:12:00
ITT Educational profit jumps as new students pour in, but bad-debt costs increase; shares fall
ITT Educational 3Q profit up on higher enrollment CARMEL, Ind. ? ITT Educational Services Inc. said on Thursday that a big jump in new students helped propel net income up 50 percent in the third quarter, but shares tumbled as its bad-debt expenses grew. The Carmel, Ind., company, which operates for-profit technology-oriented schools, said profit rose to [more...]
Date: 2009-10-22 13:31:01
Ethanol Contributes to Happiness
Three of the nation’s top ethanol producing states - Nebraska, Iowa and Kansas - are also the top three financially happiest states in the nation. According to MainStreet.com’s new Happiness Index - which used unemployment figures, foreclosures and nonmortgage debt to determine a state’s overall financial well being - the Cornhusker [more...]
Date: 2009-04-06 23:18:00
Brimful
E-mail from my mother: “Our Dunkin Donuts is now open. Dad and I were the 4th and 5th customers, garnering a free copy of the Daily Journal and 2 DD coffee mugs. I think that is embarrassing, but your dad was thrilled. It opened on Tuesday at 5 am, and we were just leaving chapel, so there you go [more...]
Date: 2009-04-07 00:21:30
Ethanol Contributes to Happiness
Three of the nation’s top ethanol producing states - Nebraska, Iowa and Kansas - are also the top three financially happiest states in the nation. According to MainStreet.com’s new Happiness Index - which used unemployment figures, foreclosures and nonmortgage debt to determine a state’s overall financial well being - the Cornhusker state [more...]
Date: 2009-04-06 23:18:00
Ford Motor (F) soars after cutting its automotive debt
Filed under: Major movement , Good news , Ford Motor (F) , Options , Technical Analysis Ford Motor (NYSE: F - option chain ) shares are headed higher today after the company announced today that it is cutting its debt by $9.9B by using cash as well as common stock. This is expected to lower its automotive debt [more...]
Date: 2009-04-06 17:45:36
Class Action Lawsuits Filed Against Credit Card Companies
Below are summaries of class action lawsuits filed against major credit card banks. This is not a complete list, just a few samples. First USA (which became BankOne which became Chase)– A class action lawsuit was filed against First USA when it changed the due date so that some customers, accustomed to paying by a certain date each month, [more...]
Date: 2009-04-06 23:07:19
"How To Prepare for World Economic Collapse"
"The thought of world economy collapse is scary, but as markets plummet, unemployment skyrockets, ... to learn to be frugal and spend wisely. 2. Get out of debt and start saving money. The dollar ... and services. If there is no extra money to pay down debt or start saving, focus on necessities [more...]
Date: 2009-04-06 22:30:00
Zeitgeist: Addendum 1hr 58min If anything - take the 25 minutes...
Zeitgeist: Addendum 1hr 58min If anything - take the 25 minutes to watch Part 1 - which focuses mainly on the Federal Reserve and the global ... suggests society is manipulated into economic slavery through debt-based monetary policies by requiring individuals to submit for employment in order to pay off their debt. [more...]
Date: 2009-04-07 00:57:00
Delinquent loans soar to record levels
Filed under: Debt Some 8.2% of consumer loans are either delinquent by at least 30 days, or in default -- meaning that the lender has written off the debt. The Federal Reserve reports ... in America's game of debt roulette. The reason? Borrowers who are upside down on mortgage correctly [more...]
Date: 2009-04-06 17:11:24
Government Spending Past & Present
My older son, Elijah, needed information on government spending for a project on which he was working. So, like a good Dad, I’ve had my eye out for a nice chart that lays this out. This information is from a comprehensive report — Citizens’ Guide 2009 — on government spending and debt put [more...]
Date: 2009-04-06 23:53:48
The Personal Finance Hour, Episode 3: Finding Balance
Join us this afternoon for the third episode of The Personal Finance Hour , a BlogTalkRadio program all about personal finance ... do you maintain it? Balance is different for different people. When you’re in debt, your financial ... and Needs Ask the Readers: How Do You Find a Job? Ready to Tackle Your Debt? Two Alternatives [more...]
Date: 2009-04-06 20:00:43
San Francisco Health Plan Retains Honor as U.S. Leader in Childhood Immunizations
San Francisco Health Plan Retains Honor as U.S. Leader in Childhood Immunizations Local Community Health Plan Outperforms National Medicaid Plans on Key Quality Measure for Second Consecutive Year SAN FRANCISCO, Oct. 22 /PRNewswire/ — San Francisco Health Plan (SFHP), the City’s community health plan, today announced it is again honored to have earned the distinction of being the U.S. leader in childhood immunizations for Medicaid health plans nationwide. [more...]
Date: 2009-10-22 18:22:48
Snowflaking And Me
Snowflaking is a method to increase your ability to meet your savings or debt reduction goals . It is the practice of spending more than the minimum on your number one targeted financial goal , be that paying down debt or increasing savings. This can be done by simply moving money towards [more...]
Date: 2009-04-06 16:13:37
Advantage of professional Foreclosure Help St Louis
by Mark Bradley People who are facing loan foreclosure may get professional foreclosure help St. Louis to solve their problems ... . The professional foreclosure advisors help the borrower in every aspects of the foreclosure stop ... to ease your burden and help you continue with your payments in light of your new financial [more...]
Date: 2009-04-06 22:56:20
NY Budget Includes College Loan Program
Posted on Monday, 6 of April , 2009 at 6:29 pm ALBANY—The New York Higher Education Loan Program (NYHELPs) has been enacted as part of the 2009-10 New York State budget. NYHELPs will help fill the gap between college costs and financial aid by giving New York students and families access to low-cost education loans not currently available in the [more...]
Date: 2009-04-06 23:29:50
Sanford kicks stimulus can down the road
FromCNN Associate Producer Martina Stewart South Carolina Gov ... with the legislature that would allow state funds to be used to pay down debt, Sanford spokesman Joel Sawyer told ... to pay down debt instead of for current spending as envisioned by the new administration [more...]
Date: 2009-04-06 20:00:43
Help a Reader: Credit Card Debt
Here's an email I recently received from a reader: I am a senior in college and will be graduating in December. I have about $4,000 in credit card debt (I know) and about $1,200 in an ING Savngs account. I was wondering if you think I should keep that money in the savings account or start paying down my debt [more...]
Date: 2009-04-06 19:45:00
Securitizing The Future
Building off Brian's post , George Skelton's discussion of Prop. 1C gets things about right - the choice is between a terrible public policy and deeper debt. Supporters of the special election will only show you one side of that argument, the expanding budget [more...]
Date: 2009-04-06 18:02:38
“If I catch you videotaping the building again, you will be arrested”
By Carlos Miller Arizona resident Doug Hester was intrigued by the articles I’ve been writing about photographers getting harassed at the Sandra ... to my Legal Defense Fund in the top left sidebar, which helps pay for the thousands of dollars I’ve acrued [more...]
Date: 2009-04-06 21:57:58
As If Accounting
Do reasonable Americans today regard housing markets, credit markets, stock markets or collectibles markets to reflect accurately the fair value of their homes ... recent comparable home sales or trading prices for corporate debt and common stock or auction sales [more...]
Date: 2009-04-06 19:49:52
Hayate no Gotoku!! 01 (On the Crunchyroll Tip, Y'all!)
Hayate the Combat Butler!! Ep. 01Hayate no Gotoku "Season 2" Ep. 01ハヤテのごとく！！Episode 01SPOILER Summary/Synopsis: It is time for for the annual marathon at Hakuou Gakuen (Academy) and Nagi is being forced to enter. She's not thrilled but when Klaus makes a bet with her that she has to win her specific race or Hayate is fired, [more...]
Date: 2009-04-07 00:00:00
Avoiding the NEXT Bear Market Trap …
Today, we are in the midst of a savage, secular bear market that has already taken a terrible toll on investors’ wealth ... and economic meltdown we’ve witnessed, several of my colleagues at Weiss Capital Management joined me recently [more...]
Date: 2009-04-06 19:30:56
How Does An IVA Help You Out Of A Debt Crisis?
An Individual Voluntary Arrangement is a legally binding arrangement between you and your creditors, which allows you to pay less than what you actually owe to your debtors. It can be seen as an... Writers Wanted: Join Our Blogging Community Today! [more...]
Date: 2009-10-22 17:04:49
Why It Pays To Keep Up With Your Free Credit Report
Did you know that you are entitled to a free credit report once a year? You are ... one at a time, the need for credit cards for bad credit can sometimes go away. What your debt ... loans. Pay down some outstanding debt and even close an account or two and the picture can change [more...]
Date: 2009-04-06 23:28:51
The History of Mike Mayo Bank Downgrades
Calyon analyst Mike Mayo’s bank-sector downgrade today struck terror into the hearts–and stock prices–of 11 banks, including Wells Fargo, BB&T, KeyCorp, Suntrust Banks, and PNC Financial Services. Some of the bank stocks feel as much as as 7% on Mayo’s call. Mayo’s call comes just as the markets were showing some optimism about banks [more...]
Date: 2009-04-06 20:45:55
STOCKS FALL AFTER 4-WEEK RALLY; DOW BELOW 8,000 – RSI PICKS A BOND AND A BIOTECH FUND
Today in the market, Monday, April 06, 2009 : ... . have stalled -- a sign that the market is still not ready to support big mergers. Financial ... the market breaks in whatever direction it chooses. CSJ is an index ETF that follows the investment grade [more...]
Date: 2009-04-07 00:32:00
04/06/2009, 1:36 PM
Ford NewsFord cuts automotive debt by $9.9b Ford announced on Monday that it has slashed its automotive debt by 38 percent ... to profitability.According to Automotive News, Ford used a combination of cash and common stock to reduce its debt by $9.9 billion. At the end of 2008, Ford’s automotive debt totaled $25.8 billion.Ford has also [more...]
Date: 2009-04-06 17:36:03
Tip’d Gets New Facelift
Over the weekend, I received an e-mail containing details of the new features that were coming to Tipd.com . The e-mail contained an announcement directly from the Tipd team, which I have reposted, unaltered, below. These changes should all be live by tomorrow morning! [more...]
Date: 2009-04-06 23:52:45
Wealth Creation Resource – Helping You Live The Life You Deserve
If you are serious about seeking financial freedom, you’ll find that there is a financial freedom resource that you can always turn to for help and will always be there to assist you. The Internet If you are serious about seeking financial freedom, you’ll find that there is a financial freedom resource that you can always turn to for help and will always be there to assist you. In fact, it is the only financial freedom resource that you can use 24 hours a day, seven days a week, and 365 days a year. [more...]
Date: 2009-10-22 15:48:00
Blackwell's Misdirected Advice
A few weeks ago we noted that Newt Gingrich was embarking on a new effort seeking to bridge the divide between the fiscally and socially ... s culture of debt. Why is Blackwell aiming his advice at social conservatives, telling them to "join [more...]
Date: 2009-04-06 21:40:01
Boyfriend moving home with mom- girlfriend not happy about this
I've been with my bf for 8 months. This is the best relationship I've ever been in and I feel so lucky to have such a great guy ... he can afford to live on his own. He doesnt have any credit card debt just student loans and a car [more...]
Date: 2009-04-06 20:05:52
Pay Off Your Credit Card Debt? Or Stockpile Cash? [New Rules]
Personal finance guru Suze Orman is changing her tune about credit card debt ... their credit card debt before starting an emergency fund . Now it seems that the advice has changed ... balance, and instead, make it your top priority to build as much of an emergency cash fund [more...]
Date: 2009-04-06 17:58:43
Ford cuts debt, stock up 15%
Ford Motor Company’s stock rose 15 percent at midday trading Monday after the company announced a deal to cut $10 billion in debt from creditors ... the debt, which will save the company $500 million in annual interest payments. News of the debt ... billion in debt, $23.4 billion of which it borrowed in 2006 to restructure the company. Ford put [more...]
Date: 2009-04-06 17:52:47
Obama's budget vs 'The party of no:' Ad
by Mark Silva and updated The budget battle may be over, for now. But a union-backed group that has been pummeling the so-called "party of no'' on the Republican Party's opposition to President Barack Obama's $3.55-trillion budget isn't finished [more...]
Date: 2009-04-06 18:15:00
Sprint goes a little crazy with new Pre advertising
Filed under: Handsets , Palm , Sprint We hadn't necessarily taken the Pre crowd as the attention-span-of-a-gnat sort, ... of shopping days until Christmas, and the current national debt. Clicking on the Pre takes you to a dedicated [more...]
Date: 2009-04-07 00:44:00
AFGHAN DEATH TRIP
AFGHAN DEATH TRIP Broke and on a Losing Streak, Obama Doubles Down NEW YORK--Contrary to myth, the Nazis weren't crazy. But during the winter of 1944-45, with the Allied and Soviet armies closing in on Berlin, German leaders made an insane decision [more...]
Date: 2009-04-06 23:56:53
NY Times Mocks SC Governor for 'Extreme' Frugality, Stimulus Rejection
Saturday's New York Times front-page story by Shaila Dewan from Columbia, S.C., was a hostile profile of the state's conservative Republican Gov ... the legislature agreed to use a similar amount to pay down the state's debt. .... As much [more...]
Date: 2009-04-06 19:09:21
Saab attracts interest as Ford cuts debt
DETROIT/LONDON (Reuters) - General Motors Corp has attracted 20 potential buyers for its struggling Saab brand and could complete a sale by June as it rushes to offload unprofitable units in a sweeping restructuring. [more...]
Date: 2009-04-06 18:14:36
The View From Your Recession
A reader writes: What recession? My wife and I, both in our mid-30's, are doing better financially than ever before ... other time in our lives. We have zero credit card debt. I have job security, because the cost effective [more...]
Date: 2009-04-06 20:46:00
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